Jordan November 12th, 2019

Our Take

NerdWallet rating ?
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.

4.5

The bottom line: If you're OK with a shorter interest-free window, other cards earn ongoing rewards or feature lower balance transfer fees.
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on Citibank's application

Capital One® Venture® Rewards Credit Card

ANNUAL FEE

$ 50

REGULAR AFR

INTRO APR

50,000

RECOMMENDED CREDIT SCORE
600-850

See your approval odds

Quick Facts

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Named ‘The Best Travel Card’ by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
  • See if you qualify for a better offer with Capital One:

Pros & Cons

Pros

  • High rewards rate
  • Flexible rewards redemption
  • No foreign transaction fee
  • Sign-up bonus

Cons

  • Has annual fee
  • Redemption value for cash is half of value for travel
  • Requires good/excellent credit
Compare to Other Cards
Chase Sapphire Preferred® Card
RECOMMENDED CREDIT SCORE

890- 850

Best For

EASY-REDEEM TRAVEL REWARDS AND A BONUS

Annual fee

$ 95

Rewards rate

1x-2x

Intro Offer

60,000

Pros

Pros

  • A large bonus
  • No foreign transaction fee
  • Cool factor – metal card
  • Earn more points on travel and dining at restaurants
  • Premium travel protection benefits

Cons

Cons

  • $95 annual fee

Capital One® Venture® Rewards Credit Card
RECOMMENDED CREDIT SCORE

600- 850

Best For

2X MILES ON ALL PURCHASES AND A BONUS

Annual fee

$ 50

Rewards rate

2x-10x

Intro Offer

50,000

Pros

Pros

  • High rewards rate
  • Flexible rewards redemption
  • No foreign transaction fee
  • Sign-up bonus

Cons

Cons

  • Has annual fee
  • Redemption value for cash is half of value for travel
  • Requires good/excellent credit